Creem

What is Creem?

Creem is a merchant-of-record payments provider built for software companies, positioned as a lower-cost alternative to Paddle and Polar. As the merchant of record, Creem takes on the burden of global sales tax and VAT collection and remittance, so you don't have to register for tax in every jurisdiction your customers happen to live in. It's aimed squarely at indie SaaS and digital product sellers who want to charge cards worldwide without building that compliance layer themselves.

Key features

• Merchant-of-record model handles global tax calculation, collection, and filing on your behalf
• Checkout and subscription billing built for software products, not general e-commerce
• API and webhooks for integrating billing state into your own app
• Payout structure aimed at keeping fees lower than the more established MoR players

Who it's for

Cost-sensitive indie developers and small SaaS teams selling internationally who want MoR tax handling without Paddle or Polar's fees. Worth checking their eligibility rules and supported business types before committing, since not every product or region fits every MoR provider's model, and as a newer entrant they have less of a track record than the incumbents.

Pricing

Usage-based, taking a percentage of each transaction rather than a flat subscription. Check their site for the current rate, since it's one of their main differentiators and worth confirming directly.