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Payments

Get paid without building your own billing system.

Creem
Newer merchant-of-record entrant with a cheaper headline rate than Paddle/Polar. Worth a look if you're cost-sensitive and your product fits their eligibility rules.
Gumroad
Simplest option if you're selling a digital product or a simple one-time purchase and don't want to build a checkout flow at all.
Lemon Squeezy
Same merchant-of-record model, popular with solo SaaS builders for how quick the checkout integration is. Now owned by Stripe but still operating independently.
Paddle
Merchant of record: they become the legal seller and handle VAT/sales tax across 200+ countries for you, at the cost of a bigger cut than raw Stripe.
Polar
Open-source, Stripe-backed merchant of record aimed at developers selling SaaS/digital products. Has a free startup tier and is popular in the indie-hacker crowd.
Stripe
The default. If you're unsure what to pick, start here and only look elsewhere once you specifically need merchant-of-record tax handling.

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